Isaias Badgley: No you are not obligated to fix it and they still have to pay you for the damage because your car is worth less. I just went through this - my son was hit in traffic and the company wanted us to bring it in, but we told them to send an adjuster and send us the check, and that's what they did
Rheba Cockman: You still need to see their adjuster and get an estimate on your car. If it's minor damage, why not get it fixed...not like you will be getting thousands of dollars..
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